Payday Loans - If you need anywhere from $100 to $750 instant cash in your bank account, then apply online today for our payday loans -- also known as payday advances and fast cash loans.
"I needed some fast cash for emergency repair and I couldn’t wait until payday. Paydayfinder.com’s aussie loans provided me with the right solution."
- Rhys, Adelaide
"I can’t think of another way to get some easy money than to take out a cash advance. The money comes covers me in between payday.”
- Ollie, Melbourne
"I was feeling a bit burnt out at work and decided I needed a holiday with my husband. Payday Finders helped me get the payday loan I needed for a nice trip to the Gold Coast."
- Larissa, Brisbane

How Online Payday Loans Work

PayDayFinders.com is dedicated to offering the fastest and most hassle-free lending available. Our simple loan process is designed to get you the money you need, when you need it most. Here’s how it works:

How Online Payday Loans Work
  1. Apply - Applying for a cash loan is simple: simply complete and submit the customer application form- it takes about 4 minutes.
  2. Approved - Once submitted we will pass your details to Australia’s leading payday loan providers, ensuring that your loan is with a reputable provider.
  3. Funded - Depending on your application details*, they will make you an offer of a loan and then it is up to you to decide.

* Please note that all information is sent via secure 128-bit SSL connection for your security!

Payday Loan Requirements

To be eligible for a loan with PayDayFinders.com you must meet the following criteria. You must:

  • 18 years of age or older
  • be a resident and be employed in Australia *[Loans are not available to residents of Western Australia (WA) and Australian Capital Territory (ACT)]
  • have your salary deposited directly into your bank account
  • have a minimum net income of $1334 per month is needed if you are paid weekly. If you are paid once a month or twice a month a net income of $667 per month is required.

FAQs about Payday Loans

Five most popular How it Works questions.

How much money can I receive?
If you qualify for a payday loan you can receive up to $100 to $600 in your bank account in less than 24 hours. Please note that the average first time payday loan amount varies between $185 to $200.

When will I receive my loan?
Your application will be processed within 30 minutes from the time you have submitted it online. If it is approved before 15:00, you may receive same-day funding.

How do I pay my payday loan back?
Paying your loan back is simple. In the application process you input your debit card details and the agreed date of your next payday with your employers. On that date we deduct your loan and the charges. You don't need to do anything at all, it's all done for you.

How do I extend or pay my loan later?
If you have problems paying the payday cash loan back we may be able to defer payment another month but charges will apply at the same rate as the first month.

Why are online payday loans better?
Online payday loans have become more popular over the last few years due to the ease and instant access the internet provides. You may apply for a payday loan in the privacy of your own home- no need to stand in queues or deal with any paperwork hassles. Online payday loans, also known as faxless payday loans provides access to instant cash in your own comfortable setting.

 Get a Same Day Loan Online in Minutes • Easy Online Application • Instant decision loans • No fax or extra paperwork • Same day cash deposit • Helpful customer supportPersonal loans get up to $600 with payday cashPayDayFinders.com is helping hard-working Aussies across Australia find a fast and convenient solution to same day cash needs from the privacy and convenience of their homes. Payday loans are a hassle-free solution to household bills, emergency expenses or short-term money needs.