Privacy Policy
Welcome to the privacy policy (“Privacy Policy”) for PayDayFinders.com
Your privacy is very important to us. Please read this Privacy Policy to learn about ways in which we use and protect your personal information.
This Privacy Policy applies from 28th October 2008 for new registering users.
The following policy explains how we gather and use personal information in detail. This policy may change from time to time and PayDayFinders.com reserves the right to change or modify this policy at any time with or without notice. If you have any questions about this policy, please feel free to contact us.
Registration
PayDayFinders.com only collects personally identifiable information ("PII") that is volunteered during the registration process or in response to specific information requests. Examples of PII that may be requested include: first and last name, address, email address, and telephone number. Anybody completing and submitting any of the forms (including our newsletter) on the PayDayFinders.com domain is considered a "registrant." In addition, PayDayFinders.com may collect your IP address and information through use of electronic "cookies."
By using this Site, you agree that you will be registered with PayDayFinders.com, and that you accept this Privacy Policy. You will not be registered merely by visiting the Site; you will only be registered if you affirmatively click on one of the Site's options to directly match you with a loan or provide other services. Also, by providing us with your personal information on our Site or in the course of using our services, you consent to the transfer of your Personal Data and Sensitive Personal Data, and any other data we acquire about you from third-party service providers in the process of evaluating you for a loan, to companies outside of Australia, including but not limited to, the Network Sites and other consumer credit lenders and their affiliates.
When you register with PayDayFinders.com you automatically consent to registration in all the other online properties in the PayDayFinders.com network (collectively, the "Network Sites"). Accordingly, PayDayFinders.com may share registrant PII with the Network Sites.
Use and Sharing of PII
PayDayFinders.com reserves the right to use registrant PII: (1) for the specific purpose for which such information was provided (including matching registrants with a cash advance loan company or companies); (2) as disclosed at the time such information is provided; and (3) as disclosed in this Policy. However, please note that PayDayFinders.com may change this Policy at any time and therefore PayDayFinders.com may in the future use registrant PII for additional purposes not currently included in this Policy.
Use of Individual Information
The following paragraph describes how PayDayFinders.com currently uses Individual Information, but PayDayFinders.com may change or broaden its use at any time. PayDayFinders.com may update this policy from time to time. PayDayFinders.com may use Individual Information to provide promotional offers to individuals by means of email advertising, telephone marketing, direct mail marketing, online banner advertising, and package stuffers, among other possible uses.
Email and Unsubscribe Policy
PayDayFinders.com uses Individual Information to provide promotional offers by email to individuals. Promotional offers include third party marketing messages as well as email advertising from partners and affiliates of PayDayFinders.com. PayDayFinders.com may maintain separate email lists for different purposes. If email recipients wish to end their email subscription from a particular list and/or to unsubscribe from all PayDayFinders.com’s email list, they need to follow the instructions at the end of each email message to unsubscribe.
PayDayFinders.com’s unsubscribe process impacts only the future delivery of electronic mailings disseminated by PayDayFinders.com’s on its own behalf. You may still receive electronic mailings sent on behalf of Third Parties and your personal information may still be shared with Third Parties for use in offline marketing and data appends, including email appends.
You should also note that unsubscribing from PayDayFinders.com’s electronic mailings will not automatically unsubscribe the subscriber’s information from any Third Party business associates and licensees of the data. Since Third Party associates and licensee partners maintain separate databases from PayDayFinders.com, and you will need to unsubscribe from each source individually, if desired. This allows you the freedom to pick and choose which subscriptions to maintain and which to discontinue.
Content of Email Messages
In certain commercial email messages sent by PayDayFinders.com, an Advertiser's name will appear in the "From:" line but hitting the "Reply" button will cause a reply email to be sent to PayDayFinders.com. The "Subject:" line of Company email messages will usually contain a line provided from the Advertiser to PayDayFinders.com or from PayDayFinders.com in its own promotions.
Solicited Email
PayDayFinders.com only sends email to individuals who have agreed on the Website to receive email from PayDayFinders.com and its third party marketing partners or to individuals who have agreed on a Third Party website to receive email from Third Parties. As such, PayDayFinders.com does not send unsolicited email messages.
Fraud Prevention
If false or inaccurate information is provided, including in relation to a person’s identity and fraud is identified, details about this information, including customer Personal Data, will be passed to fraud prevention agencies. Law enforcement agencies may also access and use this information. We and other organizations may also access and use this information to prevent fraud.
Special Privacy Provisions
"When you provide your personal information through the PayDayFinders.com website, PayDayFinders.com collects your personal information and sells it to potential providers of loan facilities and finance brokers and lead providers. If you do not provide this information, PayDayFinders.com will not be able to provide your contact information and other details to those potential providers of loan facilities and finance brokers and lead providers. You can access your personal information stored by PayDayFinders.com by contacting 1 650 616 4048.
In addition by providing your personal information to this website you have asked us to put you in touch with potential providers of loan facilities and finance brokers and lead providers. To that end, by clicking the privacy check box you consent to: PayDayFinders.com selling your personal information to potential finance brokers, providers of loan facilities and other lead providers; us providing your personal information to third party credit providers, and finance brokers which may provide you with offers or information on goods or services they may be able to provide to you; and any personal information you provide to us (or give to any other third party consistent with this consent), and any other information about you (including any credit information), being sent or stored in the United States of America.
Consent for identity verification
If your personal information is provided to Other Parties, you also expressly acknowledge and consent to those Other Parties obtaining your personal information from, and exchanging your personal information with, third parties to verify the information you provide to us in the application form, and in order to for those Other Parties to meet identity verification and other obligations under the AML Act.
Furthermore by entering your e-mail address and other contact details in your online application and by clicking the privacy check box below, you consent to the entities named here:
http://www.dollarsdirect.com.au/
https://www.paydaymate.com.au
http://www.cashdoctors.com.au/
contacting you by phone, mail or e-mail to: assist you in completing your online application to their satisfaction; and confirm and verify your personal information and identity; and check why you have failed to complete the application form or other documents (for example to check if there were technical or other issues); and
market to you products and services you may like and provide you special offers and discounts.
- acknowledge that for the purposes of the Privacy Act 1988 (Cwlth) the finance broker is acting as an agent of a credit provider
- may give information about you (Credit Reporting Information) to a credit reporting agency for the following purposes: to obtain a consumer credit report about you; and/or allow the credit reporting agency to create or maintain a credit information file containing information about you.
The Credit Reporting Information provided will be limited to identity particulars – your name, sex, address (and the previous two addresses), date of birth, name of employer, and driver's licence number."
If you do not agree to the terms of this Privacy Policy, you should not use this Site.
Contact
If you have questions, concerns, or comments about this Privacy Policy, you can write to us at info@paydayfinders.com.
